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Editorial policy

How analytical content on this site is produced, sourced, fact-checked, and corrected. Required reading for YMYL/financial publications.

Wealthmap publishes financial content. Google's Search Quality Rater Guidelines classify personal-finance writing as Your Money or Your Life — a category held to a higher bar for accuracy, expertise, and editorial transparency. This page documents how we meet that bar.

Authorship

Analytical posts on the blog are published under the "Wealthmap team" byline — the editorial team's bio, expertise areas, and review process are documented on the team page. Every piece is reviewed by the team lead before publication; substantive analysis (tax wrappers, rate-cycle positioning, structural carve-outs) goes through a second reviewer for numerical and regulatory accuracy.

Sourcing

Every numeric claim links to its source. Preferred sources, in order:

  1. Regulatory authorities (e.g. NBP, BaFin, Bundesbank, FCA, SEC, ESMA)
  2. The fund issuer's own factsheet or KID (iShares, Vanguard, Amundi, etc.)
  3. Exchange-published data (Xetra, LSE, Euronext, WSE)
  4. Reputable financial publications with named authors (Bloomberg, Reuters, FT)
  5. Tax authorities and treaty texts

We do not source numbers from unverified social posts or AI-generated summaries. When a date or rate is time-sensitive ("as of 30 April 2026"), the date is stated in the article and matches the source page.

Fact-checking

Every numeric claim and every regulatory reference is cross-checked against the primary source before publication. This includes:

  • Tax rates and thresholds
  • Index constituent weights and TERs
  • Yield, P/E, and other valuation figures
  • Currency exchange rates (sourced from the ECB or NBP when relevant)
  • Statutes cited (e.g. §9 EStG, Sondertilgungsrecht thresholds)

Where a source is inferred or arithmetic-derived from another source (e.g. sector weights computed from a listed top-ten table), the article says so explicitly so the reader can verify our math.

Corrections

If we publish something incorrect, we correct it in place and add a dated note at the bottom of the article describing what changed. Material corrections (a wrong rate, a misattributed regulation, a missed tax treatment) are not silently edited. Smaller fixes (typos, broken links, formatting) are made without a note. Reach corrections to [email protected] with a link to the article and the issue.

What we do not publish

  • Personalised investment advice. Every analytical piece carries the line "This is not personal financial advice. Tax treatment depends on your residence and individual circumstances; check with a qualified professional before acting on anything here." That disclaimer is not boilerplate — it reflects that we cannot know your circumstances.
  • Sponsored or affiliate content disguised as editorial. We do not currently accept sponsored posts, paid placements, or affiliate-link inserts in the blog. If that changes, sponsored content will be labelled at the top of the article.
  • Hot takes on individual securities. The blog covers structural and macro topics (tax wrappers, rate cycles, mortgage math, rebalancing mechanics). Individual-stock recommendations are out of scope.
  • AI-generated content without human editing. Drafts may be assisted by language models, but every published piece is reviewed, fact-checked, and edited by a human editor on the team who is responsible for the final text.

Updates and freshness

Articles with time-sensitive figures (rate-cycle posts, market positioning pieces) are reviewed at least quarterly. When a number changes, the article is updated in place and the publication date stays the same; the dateModified field in the JSON-LD reflects the most recent edit. Articles that no longer reflect the current rate cycle or regulatory environment are either updated or marked as archived — we do not silently leave stale figures live.

Privacy and data

Wealthmap is a SaaS product, not a media business. We do not have a tracking cookie wall, we do not pixel-track the blog for ad attribution, and we do not share blog-reader data with third parties. The consent banner that appears on first visit is for the analytics events that measure which posts people find useful (anonymous traffic + scroll depth + outbound clicks) and is fully opt-out.

Contact

Editorial questions, source disputes, and correction requests: [email protected].

This policy is effective from May 2026. It will be revised as the blog scales — material changes will be dated and summarised at the top.