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Wealthmap team

The Wealthmap editorial team writes the analytical pieces on the blog — tax wrappers, rate-cycle positioning, mortgage math, rebalancing mechanics.

Editorial team

Bio

Wealthmap is built by a small team based in Europe. The editorial team produces the analytical content on this blog — sourced, dated, and reviewed before publication per the editorial policy. We do not run anonymous content under a team byline as a way of hiding from accountability: every claim links to its source, every numeric figure is fact-checked against a primary regulator or issuer document, and corrections are published in place with a dated note. The editorial policy documents how this works end-to-end.

Areas of expertise

  • Personal finance for European investors
  • ETF and UCITS structures
  • Tax-efficient portfolio construction
  • German Abgeltungsteuer / Vorabpauschale
  • Multi-currency portfolio management
  • Polish equities and CEE markets
  • Mortgage vs investment trade-offs

Contact and elsewhere

Articles

29 MAY 2026 · 7 min read
Your broker sees 20% of your wealth — the other 80% is where the risk lives
For the median euro-area household, the brokerage app covers roughly one-fifth of total assets. The mortgage, the apartment, and the cash float carry the concentration, leverage, and currency exposure the broker pie can't show — so every rebalancing decision made on it alone has the wrong denominator.
26 MAY 2026 · 7 min read
Polish equities are a 2026 tactical overweight — and SPOL is a cleaner way to hold them
Why a 2-4% Poland slice is defensible in 2026, and why the iShares MSCI Poland UCITS ETF (SPOL / IBCJ) is cleaner than a direct GPW basket for euro investors.
17 MAY 2026 · 7 min read
When extra mortgage payments beat bonds: a German homeowner's math
The 'if bond yield beats mortgage rate, invest' rule ignores German capital-income tax. For an employee whose annual allowance is already used, a 3.2% mortgage needs a German government bond yielding roughly 4.35% to win, and nothing on the curve clears that bar.
17 MAY 2026 · 1 min read
Welcome to the Wealthmap blog
Why we are starting a blog, what we will publish, and how you can follow along.